Work towards growing your wealth with smart, simplified investing.
Investment management for individuals and families, coordinated with your broader financial plan.
We manage the details so you can focus on what matters to you.
Marine Street Financial is an independent, LPL-affiliated financial advisory firm headquartered in La Jolla, California, offering high-touch, tax-centric investment management to individuals and families locally and nationally. Your portfolio is built around your goals and your plan, and coordinated with your tax picture, retirement accounts, and the rest of your balance sheet.
Guidance Your Way
Whether you want to be closely involved in the conversation or simply know it is handled, our planning is built for flexibility and efficiency.
Leave the Heavy Lifting to Us
From managing your investments and monitoring your risks to watching the markets so you don't have to, we manage the details to help keep your plan on track while saving you time.
Aim to Make More of Your Money Work for You
Through strategic investment selection, asset allocation, and tax-efficient opportunities, our planning supports growing and preserving your wealth long-term.
Investing involves risk, including possible loss of principal. Tax services are not offered by Marine Street Financial, LPL Financial, or affiliated advisors.
Frequently asked questions
What does investment management include?
An investment policy that outlines your goals, risk tolerance, time horizon, and the guidelines your portfolio will follow. Within it we select and manage the investments, rebalance, monitor risk, and review the portfolio with you on a regular schedule, coordinating with your CPA and estate attorney where their work and ours overlap. Taxable accounts, IRAs, trusts, and rollovers from 401(k) and other workplace plans are all managed together as one picture.
What does tax-centric investment management mean?
We consider the tax consequences of investment selection, asset location, and the timing of sales and distributions as part of managing a portfolio. We are not tax preparers and do not offer tax services; we coordinate with your CPA.
Where are my accounts held?
Accounts are held through LPL Financial, our broker-dealer and custodian. You can view them any time through Account View, and your financial plan through RightCapital, both linked from our Client Logins page.
Start with a conversation.
Tell us about the accounts you would like us to look at, and an advisor will follow up.